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Around the age of 40 is a time when you can definitely raise your earned income or business income for a while.
The important thing here is that the value of your time can plummet in an instant. You must think and invest with the fact that you have to quit because the company is in trouble, you can't get a promotion, you are forced to quit, or the business suddenly becomes difficult.
Therefore, it is the most profitable period of one's life, but investment
It is also a time to actively increase.
Up to 25 years left for those in their 40s. This time, you can grow your fortune 32 times with a 15% annual rate of return.
You have to remember that if you buy a car that is 10 million won more expensive now, you will save 320 million won in exactly 25 years.
In fact, around 40 is a time when you can choose any investment.
There's enough time. It would be even better if I had the ability to study investment methods or stocks.
Even so, we recommend choosing a stable ETF because half of the assets are equal to spy or qqq. Investing the rest in stocks or sector-specific ETFs or high-dividend ETFs is also a good idea.
In fact, to understand the business cycle and invest in sector-specific ETFs, a basic learning and continuing interest in the economy is essential.
Therefore, if you do not have enough time to invest in this way, you can find and invest in the ETFs that fit your inclination among the ETFs by sector that focus on the three most obvious future industries described above.
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